GATE (Architecture/ Planning) Review Questions

Match the schemes in Group I with their specific targets in Group II

	Group I		Group II
P.	JNNURM	1.	Urban Amenities for Rural Areas
Q.	IAY	2.	Infrastructure and Slum Upgradation
R.	PURA	3.	Rural Employment
S.	NREGA	4.	Land Acquisition
		5.	Housing for BPL families

            (A) P-2, Q-5, R-1, S-3              (B) P-5, Q-2, R-1, S-3

            (C) P-5, Q-2, R-3, S-4              (D) P-2, Q-5, R-3, S-4

Answer : A. (P-2, Q-5, R-1, S-3)

JNNURM- Jawahar Lal Nehru National Urban Renewal Mission, aims at creating ‘economically productive, efficient, equitable and responsive Cities’ by a strategy of upgrading the social and economic infrastructure in cities. This project runs under Ministry of Urban Development, Govt. of India.  

IAY – Indira Awas Yojna runs under Ministry of Rural Development, Govt. of India. The financial assistance provided for new construction in the form of full grant is Rs.45,000/- per unit for plain areas & Rs.48,500/- for hilly/difficult areas. Further, an IAY beneficiary can avail top-up loan upto Rs 20,000/- under the Differential Rate of Interest (DRI Scheme) from any Nationalized Bank at an interest rate of 4% per annum.

The assistance for up-gradation of unserviceable kutcha house to pucca/semi pucca house is Rs.15,000/- . The assistance for credit-cum-subsidy scheme is Rs.12,500/- per unit. As a part of Indira Awaas Yojana, this Ministry is implementing since 1999-2000 the Credit-cum-Subsidy Scheme for rural housing in which credit upto Rs.50,000/- and subsidy upto Rs. 12,500 is provided to rural households having an annual income upto Rs. 32,000/- for house construction. The credit component of the scheme is being disbursed by various housing financing institutions and through scheduled commercial banks.

5% of the total allocated funds under IAY are kept apart to meet the exigencies arising out of natural calamities and other emergent situations like riot, arson, fire, rehabilitation under exceptional circumstances etc.

PURA- Provision of Urban Amenities in Rural Area. The scheme envisages clubbing of rural infrastructure development with economic re-generation activities in Rural Areas.

NREGA- now known as MNREGA (Mahatma Gandhi National Rural Employment Guarantee Act) The Mahatma Gandhi National Rural Employment Guarantee Act aims at enhancing the livelihood security of people in rural areas by assuring hundred days of wage-employment (rate fixed by state Govt) in a financial year to a rural household whose adult members volunteer to do unskilled manual work.